![]() ![]() Our company,, has obtained accreditation as a data recipient for the Consumer Data Right (CDR). may receive a fee for products displayed.Įxplore the Infochoice Group network: InfoChoice The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. For more information, read 's Financial Services and Credit Guide (FSCG). Rates and product information should be confirmed with the relevant credit provider. If you decide to apply for a credit product listed on, you will deal directly with a credit provider, and not with. is a general information provider and in giving you general product information, is not making any suggestion or recommendation about any particular product and all market products may not be considered. Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Read about how Infochoice Group manages potential conflicts of interest, along how we get paid. In the interests of full disclosure, the Infochoice Group are associated with the Firstmac Group. ,, , and Performance Drive are part of the Infochoice group. To be considered, the product and rate must be clearly published on the product provider's web site. Some providers' products may not be available in all states. Rather, a cut-down portion of the market has been considered. The entire market was not considered in selecting the above products. AFSL and Australian Credit License Number 515843.Different terms, fees or other loan amounts might result in a different comparison rate. Warning: this comparison rate is true only for this example and may not include all fees and charges. *The Comparison rate is based on a $150,000 loan over 25 years. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. So if you’ve received some extra cash lately (like a work bonus or an inheritance) or just want to get ahead of your loan, then use our extra repayment and lump sum calculator to see how much you could save by using that money to pay down your mortgage.īase criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. Using our extra repayment calculator, if you started paying an extra $200 a month into that same home loan, you could save more than 4 years and $38,000. ![]() Using our lump sum repayment calculator, you can estimate that a $25,000 one-off payment into your home loan could shave 21 months and $17,500 off your home loan. Let’s say you have a 25-year, $400,000 home loan at a 3.50% interest rate.
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